20 Nov 2014

MEDICAL INSURANCE: NON DISCLOSUREcosts couple $918,000

Couple still do not understand difference of MD's certificate of Fitness to Travel and FULL  DISCLOSURE f pre-existing conditions. Importance of insisting that patients declare any previous illness.

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HUMBOLDT, Sask. - A Saskatchewan mother says she is facing more than $900,000 in medical bills after giving birth unexpectedly in the United States and being told the costs won’t be covered by insurance.

Before her trip, Huculak said she purchased Blue Cross insurance and got the green light to travel from her doctor.

The total bill of $950,000 included more than $160,000 for Huculak’s hospital stay and $40,000 for a medical evacuation, she said. The rest of the cost went to care for Huculak’s daughter.
So far, she said Saskatchewan Health has paid for $20,000 of the bill and the U.S. picked up the cost of Reece’s delivery, at $12,000. That leaves $918,000, she said.
Blue Cross denied her claim, citing a pre-existing condition.

“I had a bladder infection and I hemorrhaged a bit at four months,” she said. “My doctor saw no reason for me not to go.

She said her doctor sent a letter to Blue Cross confirming that Huculak’s pregnancy was stable when she went on vacation, but the claim was still denied.

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