CANADIAN UNDERWRITER April 2015: Ed. Ms A Stelmakowich WEATHER RISKS for MDs.

Extreme cold in N.America caused losses US $2.5 BILLION..Insured losses $1.7 BILLION (Munich Re)

As EARTHQUAKE losses insurable ; not eligible for Ont.Gov compensation.

OVERLAND (surface) WATER coverage now available in Alberta & Ontario must be combined with sewer back-up protection.. Cost depends on postal code risk. No coverage at present for SALT WATER damage

STATS;
In past 60y av temp increaed by 1.3C
Av rainfall increased by 12%
Canada now has extra 20 days rain yearly..